Insurance requirements for switchboard thermal imaging
Many Australian commercial and industrial insurance policies expect periodic thermal imaging of electrical switchboards as part of risk management. Exact requirements vary by insurer, policy and site — this page explains the patterns we see most often. This is general information only; for the requirements that apply to your policy, speak to your insurer or broker. We're a referral and lead-generation service — we don't perform the inspection ourselves. We connect you with a qualified, licensed electrician or thermographer in our provider network who specialises in switchboard thermal imaging.
What's Included
- Annual switchboard thermal imaging is the most common interval
- Higher-risk industrial sites are often inspected every 6 months
- Reports must usually be produced by a licensed electrician with thermography training
- Calibrated thermal imaging equipment is expected
- Findings should include severity ratings and recommended actions
- Reports are often shared directly with the broker or underwriter
Who Needs This
- Commercial property insureds
- Body corporates with policy compliance obligations
- Industrial and manufacturing operations
- Landlords providing reports to tenants
- Brokers gathering compliance evidence
- Risk managers tracking electrical assets
Why It Matters
Without a current report, an insurer may apply additional excess, decline a claim or require remediation before renewal where electrical fire is suspected. A documented switchboard thermal imaging report is one of the simplest ways to demonstrate due diligence.
How It Works
- 1
Submit your details
Tell us about your site, switchboard count and timing.
- 2
Get matched
We connect you with a qualified provider in your area.
- 3
On-site inspection
A licensed electrician or thermographer attends with calibrated thermal imaging equipment.
Frequently Asked Questions
Related Reading
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